Financial Literacy 20, 30
Financial Literacy 20, 30 homepage Outcomes & Indicators Resources

Course Configurations

Financial Literacy 20

Financial Literacy 30

Suggested Modules for Middle-Level PAA Survey Courses

← FINL21
FINL22B →
FINL22A
Module 22A: Types of Credit (Core)
Suggested Time: 7-10 hours
Level: Introductory
Prerequisite: Module 4, 5 and 20
Outcome
Investigate various types of credit and credit products available to individuals.
Indicators
(a) Differentiate between credit and debt.
(b) Differentiate among different types of credit including secured, unsecured, revolving and installment.
(c)

Identify characteristics, including the average annual interest rate, of various credit products such as:

  • credit cards;
  • lines of credit;
  • personal loans;
  • student loans;
  • student lines of credit;
  • mortgages;
  • home equity lines of credit;
  • payday loans;
  • leases;
  • credit card cash advances;
  • balance transfers;
  • consolidation loans; and,
  • balloon payment loans.
(d) Describe situations when various credit products may be used and the resulting implications.
(e) Justify the choice or rejection of one or more credit products for various scenarios (e.g., financing post-secondary education or training, buying a car and buying a computer).
(f) Investigate how one’s source of income (e.g., self-employment compared to employment) can affect one’s access to credit.
(g) Explore how family perspectives, culture, community influencers and personal experiences shape one’s attitude towards credit.
← FINL21
FINL22B →
× Open in new tab
Loading...
Resources
R009203
Heads Up Money
This book focuses on economics and provides thought-provoking questions as headings to explore topics such as globalization, wage gaps and market crashes. The resource would be useful to delve into questions that provide insights into the topics. Interesting text features, graphics, charts and tables appear throughout the resource.
Media and Formats : Book
Price : $16.99
borrow_from_stf
Record posted/updated: December 8, 2021
R009210
Personal Finance for Canadians (6th ed.)
This book encompasses many topics to assist with organizing finances. Topics include spending less, saving more, building wealth and protecting your wealth. It contains tips, facts and tables to further explain the concepts presented. There are also sections on financial goal setting, understanding investment and insurance choices, and selecting a financial planner. There is a table of contents and an index to help locate specific content.
Media and Formats : Book
Price : $19.99
canadiancontent
borrow_from_stf
Record posted/updated: February 8, 2022
R008666
MyMoneyCoach
This free website is sponsored by the Credit Counselling Society in Canada. It offers articles and webinars on topics related to financial literacy. There is a downloadable teacher guide designed for middle years that can be adapted for the high school setting. Also included are calculators and tools to help with budgeting, calculating interest earnings, and determining financial requirements for post-secondary education, car loans, loans, mortgages and retirement. It also has an accelerated payment calculator.
(More information)
Website
Media and Formats : Website
Price : Free
free
canadiancontent
Record posted/updated: February 8, 2022
R007555
Money and Youth: A Guide to Financial Literacy

This Canadian textbook supports the Financial Literacy curriculum and provides information at a suitable introductory level. The resource is organized under six headings for a total of 15 modules. The headings include: Goals, Values and Decision-making; Getting and Earning Money; Spending Money and Taking Control; Borrowing Money and Using Credit; Saving and Investing Money; and Protecting Assets and Planning for the Future.


The resource includes:



  • Student Guide, English or French, free online PDF version or hard copies can be ordered at a minimal fee

  • Teacher's Guide, English or French, free online version

(More information)
Website
Media and Formats : Book Document
Price : Free PDF or print copies at a minimal fee.
canadiancontent
borrow_from_stf
Record posted/updated: August 9, 2024
R009186
Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting
This resource provides practical ideas for creating a budget and designing a plan for financial security. Topics include: What a Budget Is (and Isn't), Setting Your Financial Goals, Take Charge of Debt and Budget Rebuilding Events.
Media and Formats : Book
Price : $21.99
borrow_from_stf
Record posted/updated: March 21, 2022
R104137
Enriched Academy
This online portal with Canadian content is accessible through a paid subscription. It delivers a series of over 60 sequenced video lessons and more than 150 quizzes and assessments on topics related to financial literacy. It includes an interactive online platform, webinars, calculators and tools for students to use to learn more on topics such as credit, saving for retirement, the stock market, TFSA, RRSP and taxes, money myths and careers.
Website
Media and Formats : Website
Price : unavailable
canadiancontent
Record posted/updated: February 8, 2022
R105125
Personal Finance (9th Canadian ed.)

This Canadian textbook is divided into five parts:

  • Planning Your Personal Finances
  • Managing Your Personal Finances
  • Insuring Your Assets
  • Investing Your Financial Resources
  • Controlling Your Financial Future

The resource contains case studies, concept checks, assignments and assessment examples.

There are four purchase options:

  • eBook
    • eBook only (online version of textbook)
  • Connect 
    • eBook, homework, adaptive assignments and study tools
  • Connect and print text
    • eBook, homework, adaptive assignments and study tools
    • printed textbook
  • Print text
    • printed textbook only
(More information)
McGraw Hill Website
Media and Formats : Book
Price : See website
canadiancontent
Record posted/updated: August 8, 2024