FINL22B
Module 22B: Credit Reports and Credit Scores (Core)
Outcome
Investigate factors that influence one’s credit file.
Indicators
(a) Examine the elements of a credit file including credit report, credit score and credit ranking.
(b) Identify reputable national credit bureaus in Canada (i.e., Equifax and TransUnion).
(c) Discuss services provided by credit bureaus.
(d) Describe the process for obtaining one’s credit report.
(e) Research reasons for regularly monitoring one’s credit report.
(f) Discuss steps for preventing and dealing with identify theft and credit fraud.
(g) Identify the steps necessary to report and correct mistakes in one’s credit report.
(h) List factors such as pre-approved credit or credit checks that may impact one’s credit score.
(i) Research ways to build a credit score and to rehabilitate a damaged one.
(j) Analyze how lenders use a credit report.
(k)

Explore answers to inquiry questions such as:

  • Who can run a credit check on me?
  • Why would they want to run a credit check?
  • How is permission granted to run a credit check on me in Saskatchewan and in other jurisdictions?
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R009203
Heads Up Money
This book focuses on economics and provides thought-provoking questions as headings to explore topics such as globalization, wage gaps and market crashes. The resource would be useful to delve into questions that provide insights into the topics. Interesting text features, graphics, charts and tables appear throughout the resource.
Media and Formats : Book
Price : $16.99
Record posted/updated: December 8, 2021
R009210
Personal Finance for Canadians (6th ed.)
This book encompasses many topics to assist with organizing finances. Topics include spending less, saving more, building wealth and protecting your wealth. It contains tips, facts and tables to further explain the concepts presented. There are also sections on financial goal setting, understanding investment and insurance choices, and selecting a financial planner. There is a table of contents and an index to help locate specific content.
Media and Formats : Book
Price : $19.99
Record posted/updated: February 8, 2022
R008666
MyMoneyCoach
This free website is sponsored by the Credit Counselling Society in Canada. It offers articles and webinars on topics related to financial literacy. There is a downloadable teacher guide designed for middle years that can be adapted for the high school setting. Also included are calculators and tools to help with budgeting, calculating interest earnings, and determining financial requirements for post-secondary education, car loans, loans, mortgages and retirement. It also has an accelerated payment calculator.
(More information)
Media and Formats : Website
Price : Free
free
canadiancontent
Record posted/updated: February 8, 2022
R007555
Money and Youth: A Guide to Financial Literacy

This Canadian textbook supports the Financial Literacy curriculum and provides information at a suitable introductory level. The resource is organized under six headings for a total of 15 modules. The headings include: Goals, Values and Decision-making; Getting and Earning Money; Spending Money and Taking Control; Borrowing Money and Using Credit; Saving and Investing Money; and Protecting Assets and Planning for the Future.


The resource includes:



  • Student Guide, English or French, free online PDF version or hard copies can be ordered at a minimal fee

  • Teacher's Guide, English or French, free online version

(More information)
Media and Formats : Book Document
Price : Free PDF or print copies at a minimal fee.
Record posted/updated: August 9, 2024
R104137
Enriched Academy
This online portal with Canadian content is accessible through a paid subscription. It delivers a series of over 60 sequenced video lessons and more than 150 quizzes and assessments on topics related to financial literacy. It includes an interactive online platform, webinars, calculators and tools for students to use to learn more on topics such as credit, saving for retirement, the stock market, TFSA, RRSP and taxes, money myths and careers.
Media and Formats : Website
Price : unavailable
canadiancontent
Record posted/updated: February 8, 2022
R105125
Personal Finance (9th Canadian ed.)

This Canadian textbook is divided into five parts:

  • Planning Your Personal Finances
  • Managing Your Personal Finances
  • Insuring Your Assets
  • Investing Your Financial Resources
  • Controlling Your Financial Future

The resource contains case studies, concept checks, assignments and assessment examples.

There are four purchase options:

  • eBook
    • eBook only (online version of textbook)
  • Connect 
    • eBook, homework, adaptive assignments and study tools
  • Connect and print text
    • eBook, homework, adaptive assignments and study tools
    • printed textbook
  • Print text
    • printed textbook only
(More information)
Media and Formats : Book
Price : See website
canadiancontent
Record posted/updated: August 8, 2024