Financial Literacy 20, 30
Course Configurations
FINL28D
Module 28D: Housing - Purchasing a Home (Optional)
Outcome
Assess factors involved in purchasing a home.
Indicators
| (a) | List the types of homes (e.g., condominium and house) available for purchase within one’s or another community. |
| (b) | Calculate the true costs including expenses such as mortgage payments, utilities, property taxes, condominium fees, insurance and ongoing maintenance associated with owning a home. |
| (c) | Define the concept of being “house poor.” |
| (d) | Discuss factors one should consider prior to purchasing a home. |
| (e) | Create a checklist of items a buyer may use to evaluate a prospective home for purchase. |
| (f) | Investigate ways (e.g., privately, through a real estate professional and through a real estate service such as ComFree) a home can be purchased in Saskatchewan. |
| (g) | Investigate programs such as the Home Buyers’ Plan for purchasing a home. |
| (h) | Identify mortgage lenders locally or within Saskatchewan. |
| (i) | Pose questions to ask when shopping for a mortgage. |
| (j) | Debate the issue of obtaining a mortgage for the maximum pre-approval amount. |
| (k) | Identify closing costs typically paid by the buyer and the seller in a real estate transaction. |
| (l) | Propose the steps a potential buyer could use to manage the home buying process for various scenarios. |
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R008607
Money and Finances
This Government of Canada website has current information on concepts related to financial literacy. There is a useful search menu to locate information on specific course topics. The content is written suitably for students and some topics include videos, tools and calculators, online courses and modules that may be useful for use in the classroom.
Media and Formats :
Website
Price :
Free
Record posted/updated:
February 8, 2022
R013066
Homebuying Step By Step: Your Guide to Buying a Home in Canada (Rev. ed.)
This downloadable guide to homebuying provides step by step information from start to finish when planning to purchase a home from a traditional lender such as a bank or mortgage broker. It also includes tips and tricks throughout the steps. This guide is periodically updated on the Canada Mortgage and Housing Corporation website.
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Homebuying Step By Step: Workbook and Checklists
Media and Formats :
Document
Price :
Free
Record posted/updated:
December 8, 2021
R007161
Financial Empowerment: Personal Finance for Indigenous and Non-Indigenous People
This open access textbook provides personal finance instruction that incorporates information reflecting the varied backgrounds and situations of both Indigenous and non-Indigenous students. Topics covered include: personal financial planning, achieving financial goals, risk management and planning for the future. Links to video interviews with eight Elders are included with the resource. These powerful interviews provide an Indigenous perspective on finances, education and preparing for the future. The resource is available in a variety of downloadable formats and includes PowerPoint slides that enrich the content.
(More information)
Media and Formats :
Document
Price :
Free
Record posted/updated:
February 22, 2022
R007555
Money and Youth: A Guide to Financial Literacy
This Canadian textbook supports the Financial Literacy curriculum and provides information at a suitable introductory level. The resource is organized under six headings for a total of 15 modules. The headings include: Goals, Values and Decision-making; Getting and Earning Money; Spending Money and Taking Control; Borrowing Money and Using Credit; Saving and Investing Money; and Protecting Assets and Planning for the Future.
The resource includes:
- Student Guide, English or French, free online PDF version or hard copies can be ordered at a minimal fee
- Teacher's Guide, English or French, free online version
(More information)
Media and Formats :
Book
Document
Price :
Free PDF or print copies at a minimal fee.
Record posted/updated:
August 9, 2024
R009186
Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting
This resource provides practical ideas for creating a budget and designing a plan for financial security. Topics include: What a Budget Is (and Isn't), Setting Your Financial Goals, Take Charge of Debt and Budget Rebuilding Events.
Media and Formats :
Book
Price :
$21.99
Record posted/updated:
March 21, 2022
R105125
Personal Finance (9th Canadian ed.)
This Canadian textbook is divided into five parts:
- Planning Your Personal Finances
- Managing Your Personal Finances
- Insuring Your Assets
- Investing Your Financial Resources
- Controlling Your Financial Future
The resource contains case studies, concept checks, assignments and assessment examples.
There are four purchase options:
- eBook
- eBook only (online version of textbook)
- Connect
- eBook, homework, adaptive assignments and study tools
- Connect and print text
- eBook, homework, adaptive assignments and study tools
- printed textbook
- Print text
- printed textbook only
(More information)
Media and Formats :
Book
Price :
See website
Record posted/updated:
August 8, 2024