Financial Literacy 20, 30
Financial Literacy 20, 30 homepage Outcomes & Indicators Resources

Course Configurations

Financial Literacy 20

Financial Literacy 30

Suggested Modules for Middle-Level PAA Survey Courses

Module 1: Why Money Matters (Core)
Module Code
FINL1
Level
Introductory
Suggested Time (hrs)
2-4
Prerequisite Module(s)
None
Explore the purposes of money.
Module 2: The Decision-Making Process (Core)
Module Code
FINL2
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Apply decision-making strategies to various personal and community financial scenarios.
Module 3: Goal-Setting (Core)
Module Code
FINL3
Level
Introductory
Suggested Time (hrs)
2-3
Prerequisite Module(s)
None
Develop personal goals using a variety of goal-setting models or approaches.
Module 4: Information Security (Core)
Module Code
FINL4
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Investigate methods for handling and storing personal and financial information securely.
Module 5: Net Worth (Core)
Module Code
FINL5
Level
Intermediate
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Apply the concept of net worth to variousscenarios.
Module 6A: Budgeting - Budgeting Fundamentals (Core)
Module Code
FINL6A
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
Module 2
Examine the principles of budgeting.
Module 6B: Budgeting - Designing and Analyzing Spending Plans (Optional)
Module Code
FINL6B
Level
Intermediate
Suggested Time (hrs)
3-5
Prerequisite Module(s)
Module 6A
Develop and analyze monthly and annual spending plans based on income and expense tracking.
Module 7A: Financial Institutions - Exploration (Core)
Module Code
FINL7A
Level
Introductory
Suggested Time (hrs)
2-6
Prerequisite Module(s)
None
Examine basic services typically provided by financial institutions for accessing and managing personal finances.
Module 8: Conducting and Monitoring Financial Transactions (Core)
Module Code
FINL8
Level
Introductory
Suggested Time (hrs)
2-3
Prerequisite Module(s)
Module 7A
Explore documents and processes used to conduct and monitor common financial transactions.
Module 9: Cheques (Optional)
Module Code
FINL9
Level
Intermediate
Suggested Time (hrs)
2-3
Prerequisite Module(s)
Module 7A
Explore the attributes and uses of cheques.
Module 10: Maintaining Financial Records (Optional)
Module Code
FINL10
Level
Intermediate
Suggested Time (hrs)
4-8
Prerequisite Module(s)
Module 8
Maintain accurate financial records.
Module 11: Pre-authorized Debits and Direct Deposits (Optional)
Module Code
FINL11
Level
Intermediate
Suggested Time (hrs)
3-5
Prerequisite Module(s)
Module 8
Examine the use of pre-authorized payments and direct deposits.
Module 14A: Taxes (Core)
Module Code
FINL14A
Level
Introductory
Suggested Time (hrs)
5-8
Prerequisite Module(s)
None
Investigate taxes paid by individuals in Saskatchewan.
Module 15A: Earning an Income (Core)
Module Code
FINL15A
Level
Introductory
Suggested Time (hrs)
1-2
Prerequisite Module(s)
None
Research different ways to earn an income.
Module 15B: Payment for Work (Core)
Module Code
FINL15B
Level
Intermediate
Suggested Time (hrs)
6-10
Prerequisite Module(s)
Module 15A
Assess the financial, ethical and legal implications associated with different methods of paying for work.
Module 15C: Pay Stub and Deductions (Core)
Module Code
FINL15C
Level
Intermediate
Suggested Time (hrs)
2-4
Prerequisite Module(s)
Module 15A
Examine the components of a pay stub.
Module 16: Transactions for Goods and Services (Optional)
Module Code
FINL16
Level
Intermediate
Suggested Time (hrs)
4-6
Prerequisite Module(s)
None
Analyze how transactions for goods and services occur.
Module 17A: Lifestyle and Career A (Optional)
Module Code
FINL17A
Level
Introductory
Suggested Time (hrs)
2-3
Prerequisite Module(s)
None
Explore career options to support one’s desired lifestyle goals.
Module 20: Interest (Core)
Module Code
FINL20
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Examine the concept of interest.
Module 22A: Types of Credit (Core)
Module Code
FINL22A
Level
Introductory
Suggested Time (hrs)
7-10
Prerequisite Module(s)
Module 4, 5 and 20
Investigate various types of credit and credit products available to individuals.
Module 22B: Credit Reports and Credit Scores (Core)
Module Code
FINL22B
Level
Intermediate
Suggested Time (hrs)
7-10
Prerequisite Module(s)
Module 22A
Investigate factors that influence one’s credit file.
Module 22D: Obtaining and Maintaining Credit (Core)
Module Code
FINL22D
Level
Intermediate
Suggested Time (hrs)
7-10
Prerequisite Module(s)
Module 22A
Explore the process of obtaining credit including the role of down payments and credit calculations.
Module 22E: Attitudes towards Credit (Optional)
Module Code
FINL22E
Level
Introductory
Suggested Time (hrs)
5-8
Prerequisite Module(s)
None
Explore how various perspectives affect an individual’s attitudes towards credit.
Module 23: Types of Payment Cards (Optional)
Module Code
FINL23
Level
Introductory
Suggested Time (hrs)
2-4
Prerequisite Module(s)
Module 4
Investigate different types of payment cards.
Module 24: Contracts (Core)
Module Code
FINL24
Level
Intermediate
Suggested Time (hrs)
3-5
Prerequisite Module(s)
Module 4
Examine the components and legalities of financial contracts.
Module 26A: Handling Debt Problems A (Core)
Module Code
FINL26A
Level
Intermediate
Suggested Time (hrs)
4-7
Prerequisite Module(s)
Module 22D and 22E
Analyze the use and potential overuse of credit by individuals.
Module 27: Cell Phone Plans (Optional)
Module Code
FINL27
Level
Introductory
Suggested Time (hrs)
1-3
Prerequisite Module(s)
None
Examine various cell phone plans.
Module 28A: Buying, Renting, and Leasing (Core)
Module Code
FINL28A
Level
Intermediate
Suggested Time (hrs)
3-5
Prerequisite Module(s)
Module 24
Differentiate between buying, renting, and leasing.
Module 29A: Saving (Core)
Module Code
FINL29A
Level
Introductory
Suggested Time (hrs)
1-3
Prerequisite Module(s)
None
Examine the principles of saving money.
Module 29B: Saving and Investing (Core)
Module Code
FINL29B
Level
Introductory
Suggested Time (hrs)
1-2
Prerequisite Module(s)
Module 20 and 29A
Differentiate between saving and investing.
Module 29C: Criteria to Consider When Investing (Optional)
Module Code
FINL29C
Level
Intermediate
Suggested Time (hrs)
1-2
Prerequisite Module(s)
Module 29B
Explore investment criteria.
Module 29D: Stock Markets and Investment Options (Optional)
Module Code
FINL29D
Level
Intermediate
Suggested Time (hrs)
5-10
Prerequisite Module(s)
Modules 4 and 29B
Investigate stock markets and investment options.
Module 30A: Insurance - Principles of Insurance (Optional)
Module Code
FINL30A
Level
Introductory
Suggested Time (hrs)
2-3
Prerequisite Module(s)
Module 4
Explore the importance of protection against potential financial loss.
Module 31A: Charitable Giving (Optional)
Module Code
FINL31A
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Explore giving to registered charities, non-profit organizations and worthy causes as part of one’s financial plan.
Module 31B: Investing in Registered Charities, Non-Profit Organizations and Worthy Causes (Optional)
Module Code
FINL31B
Level
Intermediate
Suggested Time (hrs)
2-5
Prerequisite Module(s)
Module 31A
Examine the work of registered charities, non-profit organizations and worthy causes.
Module 34: Frauds, Phishing and Scams (Core)
Module Code
FINL34
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
Module 4
Explore the financial risks associated with frauds, phishing and scams.
Module 36: Career Opportunities in the Financial Industry (Core)
Module Code
FINL36
Level
Introductory
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Investigate career opportunities in the financial industry in Saskatchewan and Canada.
Module 80A: Work Study Preparation (Optional)
Module Code
FINL80A
Level
Intermediate
Suggested Time (hrs)
3-5
Prerequisite Module(s)
None
Prepare for the work placement.
Module 81A: Work Study Placement (Optional)
Module Code
FINL81A
Level
Intermediate
Suggested Time (hrs)
25-50
Prerequisite Module(s)
Module 80A, B
Participate in a work placement experience.
Module 82A: Work Study Follow-up (Optional)
Module Code
FINL82A
Level
Intermediate
Suggested Time (hrs)
2-4
Prerequisite Module(s)
Module 81A, B
Relate one’s work placement experience to personal and career goals.
Module 99A: Extended Study (Optional)
Focus
A
Module Code
FINL99A
Level
Introductory, Intermediate, Advanced
Suggested Time (hrs)
10-25
Prerequisite Module(s)
None